
Gemma Clatworthy
Gemma Clatworthy is a senior manager at Monzo bank, responsible for strategic risk oversight and enterprise risk management frameworks.
Gemma has been part of Monzo’s sustainability journey since she joined in 2021. Within her current role, she oversees climate risk, making sure it is embedded in end-to-end risk management processes, and is responsible for the bank’s response to SS3/19.
Prior to joining Monzo, Gemma has over a decade of experience in a number of roles across risk and finance at Nationwide Building Society.
She holds an MBA from Henley Business School, is a qualified accountant, a certificant member of the Institute of Risk Management, and enjoys creating clarity from complexity by making risk simple to understand.
Next to her job, Gemma is a governor for a local school and is proud that the school recently received a green flag climate award. She also writes urban fantasy novels and children’s books in her spare time.

Shiara Mutukisna
Shiara Mutukisna is Head of Legal and Compliance and Data Privacy Officer, for Roche Diagnostics APAC. She has over 20 years experience in leading Legal, Compliance and Risk functions of global organizations across the APAC region, in the Pharmaceutical, and Medical Devices industries. Shiara has built compliance programs from the ground up, including developing the organizational infrastructure of the function and the individual skill development of compliance professionals. Shiara has created and managed local and regional corporate compliance programs and initiated projects including performing complex investigations, and other structural elements of a Corporate Compliance Program. Shiara is also a Privacy expert, who advises on European and APAC privacy regulations.

Dr. Chandni Bhan
Dr. Chandni Bhan is Global Head of quant research and Model Risk, and Head of risk for UK for Morgan Stanley Investment Management. Previously she held roles across the business as head of risk for MSIM EMEA, as well CRO for MSIM Ireland. She has more than 16 years of working in Finance, both in front office, as well as risk, with extensive buy side and sell side expertise. She earned her PhD in statistics & probability from Michigan State University, and as an experienced data scientist and risk officer, she has pioneered analytical systems to build a proactive and forward looking risk function, embedded in the business, that ensures we drive risk prudent growth for our clients. She is a member of EMEA operating committee, risk leadership group, and several other committees globally including as the chair for the global investment management model risk committee. She also hosts several diversity podcasts and webinars for the business and is passionate about building a culture of inclusion and innovation.

Tina Sarén
